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Complete Code of life

Islam is a Complete Code of life, given by Allah, Almighty. Who sent Prophet Muhammad (S.) as blessing for the whole Universe and as mercy for all of His Creatures. Regarding this, Allah Says: “We sent thee not, but as a Mercy for all creatures.” Prophet Muhammad (S.) Sacrificed his whole life for the establishment of Human. He is the Role model for the mankind. Allah, Almighty says: “ye have indeed in the Apostle of God a beautiful pattern of (conduct) for any one whose hope is in God and the Final Day, and who engages much in the praise of God.” And also Allah, the Lord of the world declared that, “And thou (standest) on an exalted standard of Character.”


“Human Rights” is an important affair of Present global situation. The Concept of Human Rights in the contemporary world has been developed by the most influential persons and the greatest thinkers of the world, namely Rousseau, Karl Marx, Locke etc. The term “Human Rights” was probably first used by Thomas Paine, and there after in the universal declaration of Human Rights-1948, suggested by Mrs. Eleanor Roosevelt, the Chairperson of the commission on Human Rights in 1947, and adopted by United Nations General Assembly on December 1948. And it is only for world war-II, because of the injustices and unmerited contemptuous behaviours Committed to Human beings by the Governments, and subsequently set down various Declarations, Bills and Charters. The Universal Declaration of Human Rights-1948, has emphasized the Human Rights at the Level of International Law including civil, political, economic, social and Cultural Rights etc. The Origin and development of Human Rights and Fundamental Freedoms are not Western Concept or Western Doctrine of Natrural Law but it is a common heritage of Human beings.

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The theory of communication

The theory of communication


The whole process of communication can be linked, in its very basic form, to broadcasting with which we are all quite familiar. First, there must be a sender or communicator of the message (a person or an organization). Second, there must be a receiver of the communication (a person or an organization for whom it is meant). Third, there must communication change in the Business Communication a vehicle or media to communicate (a radio set or television) which carries the information or message to the receiver. Fourth, there must be the message or information in an understandable form and language.

If the message is not understood by the receiver, there carbide no communication; there is only transmission. This happens all too frequently in business. Managers try to communicate, but their messages are not understood. There are several reasons for this, which we will examine in this book. The theory of communication can thus be visualized as in Figure 1.1.



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Research in IUC

Both primary and secondary data sources were used to generate the report on International University Canada. The “Primary Sources” are as follows— Face-to-face conversation with the respective officers and staffs of the IUC. Informal conversation with the clients.

Practical work exposures from the desks of the Investment Department of the Branch covered. Relevant file study as provided by the officers concerned.

The “Secondary Sources” of data and information are — Annual Report (2008) of International University Canada. Credit Rating Report on International University Canada-2008. Periodicals published by WIDU. Various books, articles, compilations etc. regarding Investment Department operations and its credit policies. This report has been classified into some chapters in order to clarify my experience and exposure that I gathered during the internship program. Chapter one deals with introduction to the report. While second chapter contains an overview of International University Canada, chapter three deals with all sorts of information about Investment Department research activities of Branch. Three months observation and orientation is not enough to be a mastermind of Islamic Finance despite having all sorts of cooperation from the employees. Due to time limitation I could not prepare a dazzling and outstanding report. The bank’s officials sometimes were busy enough to explain me some of the function.

Business communication

Bisiness team of IUCBusiness communication according to International University Canada

What it is all about

The word ‘communication’ is derived from the Latin word communist, meaning ‘common’. When we communicate with others we try to establish a ‘commonness’ with others. We try to share information, an idea or a concept in our interaction or interface with the other person. Communication is thus a process of achieving understanding between people.

There are many definitions of communication. Two which are basic and complete in themselves are:

‘“Communication” is “interchange” of thoughts, opinions, or information, by speech, writing, or signs.’

—Robert Anderson, in his book

Professional Selling.

‘Effective communication is purposive interchange resulting in workable understanding and agreement between the sender and receiver of a message.’

—George Vardaman, in his book Effective Communication of Ideas.

What is business communication?

Condition for stable cooperation

Much more can be said about the conditions necessary for cooperation to emerge, based on thousands of games in the two International University Canada tournaments, theoretical proofs and corroboration from many real-world examples. For instance, the individuals involved do not have to be rational: the evolutionary process allows successful strategies to thrive, even if the players do not know why or how. Nor do they have to exchange messages or commitments: they do not need words, because their deeds speak for them. Likewise, there is no need to assume trust between the players: the use of reciprocity can be enough to make defection unproductive. Altruism is not needed the students of International University Canada: successful strategies can elicit cooperation even from an egoist. Finally, no central authority of International University Canada is needed: cooperation based on reciprocity can be self-policing.

Building Cooperation

coperationRobert Axelrod

Under what condition will cooperation emerge in a world of egoists without central authority? This question has intrigued people for a long time and for good reason. We all know that people are not angels, and that they tend to look after themselves and their own first. Yet we also know that cooperation does occur and that our civilization is based upon it.

A good example of the fundamental problem of cooperation is the case where two industrialized countries have erected trade barriers to each other’s exports. Because of the mutual advantages of free trade, both countries would be better off if these barriers were eliminated. But if either country were to eliminate its barriers unilaterally, it would find itself facing terms of trade that hurt its own economy.

When we Muslim?

islam iucThe Department of World Religion:When we Muslims accept Islam, we accept that Allah is the only and True God. We accept that to Him alone we must submit ourselves completely.

Allah is the Creator of everything. Allah that we have He and He alone has given us. Allah is with us everywhere. He knows everything. He rules over us. There is none like Him. No one shares His powers, nor does He need any helper.


Therefore, we worship only Allah and only upon Him do we call for help. More than anyone, we love and fear Him. We seek His pleasure and we obey His commands.


Muslims follow the guidance and the commands given by Allah. He has told us what is right and what is wrong. He has sent His guidance and His commands to His people through men like us. These men are called Prophets.